Quick Finder
What health insurance do I need if I live abroad?
An increasing number of UK citizens leave the UK on a permanent, temporary or semi- permanent basis and require expatriate health insurance:
- You may be working overseas as an employee or contractor.
- You may be retired or semi- retired.
- You may run a business from a foreign country.
What cover do I need?
Before selecting an expatriate health insurance policy, you should consider the following:
- Do you want "budget" hospital-only cover for acute conditions or "comprehensive", which includes out-patient treatments and consultations?
- Decide what you can afford and what benefits you most want.
- Fully understand what is not covered as well as what is.
- Decide what you don't want insurance cover for? (e.g. repatriation/maternity).
- Decide if you need access to a 24-hour multilingual helpine.
- Decide if you want to include cover for accidents and injuries.
- Decide if you want portability: expatriate health insurance cover that can be continued in another country if you move, without changing the policy or finding a new one.
Useful resources
- Companies and providers of expatriate medical insurance
- Get a quote for expatriate health insurance
- The European Health Insurance Card (EHIC)
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Get a quote
For costs on expatriate and international medical insurance, visit one of our Featured Providers, or, complete our enquiry form.