|
|  | You need a break. You are ready for your holiday. Just one more thing to do, arrange the insurance. Travel insurance is necessary, and not something with which you should do without. Finding a policy which is not only cheap, but also offers the correct levels of protection for the activities on your vacation can be daunting and boring. Every policy seems full of small print and... |
|
|
|  | Honestly, if you have read some of the garbage in both consumer and trade media on the new health insurance rule in France, you could end up thinking that all UK expats are going to be driven home. Let’s get rid of the three delusions first. If you are a UK expatriate in France, the changes will not have any real effect if you are one of these: Working Above UK retirement age Been in... |
|
|
|  | The recent problems in Kenya and Pakistan remind us that there are counties where travelling is not safe. The Foreign and Commonwealth Office draws up an extensive list of countries that should not be travelled to. Insurers look at the government travel advice and decide from that whether or not they can provide insurance to travellers. Insurers also use common sense, as... |
|
|
|  | A bomb alert in the UK left thousands of travellers stranded at airports across the country and overseas after flights were either cancelled or delayed. As services slowly returned to normal, many people are counting the cost and wondering whether or not they can claim money back from their travel insurers. Does my insurance cover terrorism? Unfortunately, not in the majority of... |
|
|
|  | An insurance policy for the elderly who fear being forced to go into care has drawn fire from critical illness experts, but the insurer defends it. Typically, the more the “critical illness great and good” attack a new idea, the better it is. Insurers have struggled to sell the concept, so get very annoyed when anyone comes out with something that is different from the industry... |
|
|
|  | BIBA, the British Insurance Brokers Association, have released a report suggesting that online travel insurance policies may not provide adequate cover, and may offer you poor value for money compared to traditional policies. The announcement reflects the fact that BIBA believe online policies to provide less cover than what consumers are used to, which is in turn mirrored in their pricing... |
|
|
|  | There has been a recent boom in ‘Ethical’ products following on from the success of ‘Fair Trade’ and ‘Organic’ but is this all marketing hype designed to boost a company’s profits? There is no doubt that the use of any of these labels opens up a totally justified debate on whether they are sufficiently defined to give the general public the... |
|
|
|  | Although the school holidays have ended, the travel season carries on. Every month we get at least one press release with another new survey which shows people do not bother with travel insurance or fail to check that what they buy is suitable. If you are canoeing down the Rockies, bungee jumping in India, paragliding in France, the chances are that the travel insurance sold by the... |
|
|
|  | Your television and newspapers are increasingly full of adverts for insurance comparison sites. At present the emphasis is on car insurance but health insurance is on their radar. You may be confused by the adverts that suggest that comparison sites are brokers, but that is not true. An increasingly bitter war of words is raging in the media between some direct insurers and some... |
|
|
|  | When your football team loses, the manager has a host of ready-made excuses. The referee, the weather, injuries, bad luck, the bounce of the ball, and the referee again. If watching, you may have a simpler explanation, the team played badly and the opposition were better. Insurance can be like that too. In recent years, insurers have founded it harder and harder to get you, the public to... |
|
