Dental insurance : An overview

It is not easy finding a NHS dentist , since many dentists now only operate privately. Even if you do find one, most  people have to pay for routine dental work. NHS dentists are often overstretched, so may not be taking on new patients, or have a long waiting list even for urgent work.

 

To be eligible for free NHS treatment you must be under 18 (or 19 if a full-time student), pregnant and until the baby is 12 months old, or in receipt of benefits.

 

Others receiving NHS treatment pay 80% of the cost, up to a maximum of £372.

 

NHS patients are registered with a dentist but if you  do not have an appointment for 15 months your registration can lapse and the dental practice is under no obligation to offer you further NHS treatment.

 

Less than half the population bother with regular dental check ups. 5 million people visit their dentist with toothache each year. Seven million people regularly receive private dental treatment,  Dental bills are growing, and always seem to come at the worst possible time

 

In these circumstances there is a perceived need for dental insurance plans. UK residents may think that if they have private medical insurance, they have full dental insurance.This may be true, but usually cover is limited. There may be restrictions on amounts paid, what is covered, or even a total exclusion if you have not been to the dentist regularly.

 

You can get a quote or request further information about different private dental insurance schemes / dental plans by going to our get a quote page.

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You can obtain details of the major providers of private dental insurance plans by selecting a dental insurance company from the list below.