Skandia : Skandia Protect Life Cover

Description

• Pays out a guaranteed cash sum if you die within the term (Term Life) or when you die (Whole Life)
• A flexible protection plan which allows you to tailor your insurance for your needs. You choose life cover only or add extra options
• You also choose how long you want the cover for. You can choose a fixed term (for example, to provide protection when your children are growing up), rolling term (renewable ten-year cover that can last indefinitely) or whole life (cover for the rest of your life).

Age

Maximum amount payable

• £1.25 million for under ten years rolling term
• £500,000 for over ten years

Period of cover

• Minimum five years
• Maximum 25 years
• Cover ends at age 100

Benefits

• You choose the amount
• Life cover
• Terminal illness
• Guaranteed insurability options on selected events
• Guaranteed premium
• Best doctors helpline
• Grace Consulting care helpline

Options

• Premium protection waiver
• 10 year rolling term basis
• Index linking automatically
• Index linking on request
• Critical illness
• Whole Life with guaranteed premium
• Total permanent disability

Want to know more?

• Skandia Protect Life Cover information from Skandia
• Get a quote - contact a financial advisor