Quick Finder

Capital Healthcare : Optima Business

Description

You can choose from a menu of comprehensive benefits and discount options. You can design your own bespoke medical plan to match your exact needs and budget.

Optima offers immediate access to private medical services and facilities - quickly and easily. Should treatment be required, Optima offers an extensive list of approved hospitals, both NHS and private.
 

Age

Businesses insuring 3 or more individuals aged 16 to 73.
 

Cover

  • In-patient and day-patient hospital accommodation and nursing costs
  • In-patient and day-patient drugs and dressings
  • In-patient and day -patient operating theatre fees
  • In-patient and day- patient surgeons fees
  • In-patient and day- patient anaesthetists' fees
  • In-patient and day- patient physicians fees
  • In-patient and day-patient consultations
  • In-patient and day-patient physiotherapy
  • In-patient and day-patient diagnostic tests
  • In-patient and day-patient MRI/CT scans
  • In-patient and day-patient radiotherapy/chemotherapy
  • In-patient and day-patient oral surgery
  • In-patient and day-patient radiology
  • In-patient and day-patient prosthesis
  • In-patient and day-patient pathology
  • Pregnancy complications
  • Parent accommodation
  • Home nursing
  • Private ambulance
  • NHS cash
  • 24/7 Personal Assistance helpline

Worldwide travel benefits for up to 90 days
 

Not covered

  • Normal pregnancy

Options

  • In-patient and day-patient and out-patient psychiatric care
  • Out-patient specialist consultations
  • Out-patient physiotherapy
  • Out-patient pathology
  • Out-patient diagnostic tests
  • Out-patient x-rays
  • Out-patient radiotherapy and chemotherapy
  • Out-patient MRI/CT scans
  • Acupuncture
  • Chiropractic care
  • Homeopathy
  • Osteopathy
  • Maternity cash
  • Recuperative care cash
  • Home help cash
  • Dental treatment cash
  • Optical care cash
  • Hospital out of pocket cash
  • Serious Accident lump sum
  • Accidental Death lump sum
  • Worldwide travel
  • Extended hospital list
  • No claims discounts
  • Annual or monthly premium
     

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Last updated: 16 April 2007