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Standard Life : Choices : Private medical insurance

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Product profile

 

Description

A comprehensive package with higher excesses than normal for a lower premium, and a treatment information service.

What the Company says about the product

"If you want to reduce your premiums by contributing more towards your claims then Choices is the ideal plan. By funding treatment costs up to an agreed level yourself, and with fully comprehensive insurance for treatment that exceeds that agreed financial limit, your premiums are kept down. And our Treatment Information Service will help you make the most of the fixed-price packages offered by many private hospitals."

Age

18 plus
 

Benefits

  • Inpatient and day patient treatment
  • Outpatient consultations and tests
  • Radiotherapy/chemotherapy
  • Physiotherapy
  • Alternative therapies 
  • Psychiatric treatment
  • Parent accommodation
  • Pregnancy complications
  • Private ambulance
  • GP and Health helplines
  • Home nursing
  • Health screen discount
  • Choice of hospital lists
  • Treatment information service

Not covered

  • Maternity consultations
  • Maternity care
  • Dental
  • Chiropody

Optional extras

  • £1000, £2500 or £5000 excess
  • Critical illness
  • Dental cash
  • Hospital cash
  • Personal accident
 

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Last updated: 08 May 2007