Get a quote
You can either "Get a Quote" direct from the health insurance provider or let us submit "Your Enquiry" to up to 3 providers of health insurance in the UK on your behalf.
Read the guide
Read our Guide to Private Medical Insurance. It can help you decide what individual health plan or family medical insurance you need, show you how to keep costs down and provides reviews of current products.
Types of cover
There are six main categories of private health insurance:
- Packages
Where you have a fixed range of cover, with limited choice.
- Choice of Cover
Where you can choose to build a policy from a wide range of options.
- Limited Cover
Where cover is for a small number of illnesses/events.
- Shared Risk
Where you can drastically reduce the price by sharing the risk with the insurer.
- Plans for the over 50's and the elderly
Where cover is tailored for those who are aged over 50.
- Special Cover Plans
Ideas and innovations that cover selected risks, or are just unusual, such as:
- Channel Isles Plans
For the specific requirements of Channel Islands residents.
Recent developments in health insurance cover
The main attraction of private medical insurance is the degree of patient choice it offers. There is a wide variety of covers to choose from. If you have individual medical insurance you can choose where, when and how you are treated. Some individual health insurance providers limit the choice to specified hospitals.
In the last few years there has also been a widening of the choice of individual medical insurance product on offer. Once a "one size fits all" approach was all that was available. That was replaced by budget, standard and luxury covers. Now, Individual health insurance providers have developed mix-and-match self choice products, self pay and high excess options, limited cover products. We also now have, among others, health trusts, health funds, cover for parents, cover for the self-employed, policies rewarding healthier lifestyles, policies offering treatment overseas.
Increasingly, private medical insurance is also offering preventative medicine, GP and nurse helplines, health screening, fitness and health advice, and even discounts at health clubs and gyms.
You can often add other insurances to your private medical insurance. These include health cash, critical illness, life, income protection, travel and dental.
Our aim is to help guide you through this maze of individual health insurance policies.
In the last few years there has also been a widening of the choice of individual medical insurance product on offer. Once a "one size fits all" approach was all that was available. That was replaced by budget, standard and luxury covers. Now, Individual health insurance providers have developed mix-and-match self choice products, self pay and high excess options, limited cover products. We also now have, among others, health trusts, health funds, cover for parents, cover for the self-employed, policies rewarding healthier lifestyles, policies offering treatment overseas.
Increasingly, private medical insurance is also offering preventative medicine, GP and nurse helplines, health screening, fitness and health advice, and even discounts at health clubs and gyms.
You can often add other insurances to your private medical insurance. These include health cash, critical illness, life, income protection, travel and dental.
Our aim is to help guide you through this maze of individual health insurance policies.